About the Author

Raya Reaves is the Founder and Finance Coach of City Girl Savings, LLC. She teaches women how to create and stick to realistic budget plans to reach their financial goals. Raya resides in Austin, Texas, with her boyfriend and two Yorkie dogs.

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Reader Interactions


  1. Thank you for sharing these beautiful words with us about your Mother. Truly she was a remarkable woman of elegance and grace. As I sit here and reflect on my own Mother and the things she showed and taught me the greatest being “Forgiveness”. In my almost sixty-eight years I have been blessed to be on this earth, I know that Forgiveness is truly the key to unlocking all we are called to do in this life. It’s not the easiest thing to do sometimes but it is the best thing we can do for ourselves and others. I miss my Mother more thanI can put into words but I feel her presence with me everyday…she was not only my Cheerleader but anyone who came in contact with her she was remembered to share an encouraging word and prayer. She was and will ALWAY BE “MY BEST FRIEND”.

    • Thank you so much for sharing this with me! What a beautiful life lesson you’ve learned – forgiveness is such a crucial part of happiness in life. Blessings to you!

  2. Thank you for sharing. Your story made me continue to dig deeper to understand who I truly am. My mother was amazing and was trying to figure it out herself. Her not having her mother to raise her had to be painful and forever having a memory of her dying on her birthday at the age of six. My mother’s life taught me gratitude and forgiveness. It’s only been two years and if I must say, I’ve been so unhappy. I’m grateful to God for having her and life. Just so sad she’s not here.

    • Oh Tonya, I’m so sorry you’re struggling – though, I completely understand. I have no doubt your mom would want you to be happy. I encourage you to appreciate the good times and live life as happily as you can. You two will meet again.

  3. Beautiful life lessons from your mom, so true . I can recall my mom life lessons. She as well was smart intelligent kind and did not play. A single mom who raised 7 independent children on a prayer and her mothers support

  4. One lesson that I learned from my beloved mother that’s a constant reminder, it’s better to give than to receive. It’s an amazing feeling to give to others, whether it’s p your time or a gift. You feel so much better just for giving.

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