About the Author

Raya Reaves is the Founder and Finance Coach of City Girl Savings, LLC. She teaches women how to create and stick to realistic budget plans to reach their financial goals. Raya resides in Austin, Texas, with her boyfriend and two Yorkie dogs.

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Reader Interactions


  1. First and foremost my “Spiritual Walk w/GOD, helping my family and friends progress and many others. Finish my two books and Bless my church family.

  2. Thank you so much Sis. for conformation on what I had been praying for. I have a similar story. I think we all have our stories. The thing I want the most is to leave a footprint on this earth. To leave nothing else to do when God calls me home. Thank you again! Be Blessed!

  3. Very well said and thank you for orating so eloquently a script I need to reply with when asked …why I left my job to care for. Ninety year old friend.
    The assurance of words is empowering and calming.

  4. Thank you for your inspirational story.I always felt that the impact I could make as a child growing up in an impoverished are of west Philly was to become a doctor. After graduating and being in practice I realized that my impact would be exponential if I taught future physicians that looked like me. I have been blessed to be able to teach the next generations of physicians at An HBCU medical school. Leaving a legacy and increasing my reach

  5. Well done !!! Everything happens for a reason. And in a ways: God is in control. You are living your life‘s purpose. Each one teach one is my motto. And I to am in the process of impacting other people just as you have done financially, and X offenders re-entering the real world. Keep up the good work you are a no limit soldier in the army of the world

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