About the Author

Raya Reaves is the Founder and Finance Coach of City Girl Savings, LLC. She teaches women how to create and stick to realistic budget plans to reach their financial goals. Raya resides in Austin, Texas, with her boyfriend and two Yorkie dogs.

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Reader Interactions


  1. I am encouraged to work towards making my dreams become a reality. I will begin today.

  2. I love visualization! Thanks for sharing this beautiful dream of yours that I believe with you will become a reality. I dream of island living, a beautiful divine love, optimal health and sharing my gift of encouragement, song and creative writing all over the world.

  3. Love this so much! Thanks for always being an inspiration, Raya! Congrats on the dream home in Palm Springs!!! Keep dreaming!

  4. I love this. I have long held the scripture, “As a man thinketh, so is he.” Also, “speak those things as though they were.” I have manifested so many things in my life without knowing that’s what was happening. But like you, somewhere along the way I stopped believing I could have what I desired. No I am working on it.

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