About the Author

Raya Reaves is the Founder and Finance Coach of City Girl Savings, LLC. She teaches women how to create and stick to realistic budget plans to reach their financial goals. Raya resides in Austin, Texas, with her boyfriend and two Yorkie dogs.

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Reader Interactions


  1. This really resonates with me. I love to shop but I also love travel. Lately I just haven’t had the extra funds to spend but I like your idea of putting at least $50 a way every month. I’m also always looking for new places to go in my area to satisfy my wanderlust.

    • This article reminded me so much of myself, like you I have a travel account I deposit in every month like it’s a bill. I attend a smooth jazz cruise that travels 3-5 countries every year, with about 200 artists and musicians on the ship, it’s one big party for seven days, travel and music the best of both worlds. I love seeing other parts of the world and experiencing different cultures, have learned so much about myself. I travel solo able to move and experience at my own pace. Travel goal 100 countries by age 100

  2. Yes! Yes! And Yes! Exploration for me is everything. Like you said, it broadens the mind and changes your view of your world. At least that is what I get from your writing. I always have a trip planned if only in my head for this reason. I do appreciate your conversation of the experiences. I didn’t realize the joy in experience can be just as fulfilling too! New foods, new parts of town, it all counts. Thank you! I recently visited Austin for the first time about a month ago and there is so much to do! So many options! Can you tell I loved this article?

  3. Wow Reya, I couldn’t have articulated this any better. My family and friends (and especially my husband) knows this about me, traveling is my “education” and has been for decades. I often say, my geography class began when I took my first trip outside of the USA. My personal goal is to visit all seven continents (I’d take six by leaving off Antarctica, for now) by the 2026. This will be accomplished once I go to Asia. And then I will visit all fifty states, as a follow-up goal. Finally, if I do not have SOMETHING planned I get antsy. Happy Exploration Day (this will become a thing one day – hahahaha)!

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