About the Author

Raya Reaves is the Founder and Finance Coach of City Girl Savings, LLC. She teaches women how to create and stick to realistic budget plans to reach their financial goals. Raya resides in Austin, Texas, with her boyfriend and two Yorkie dogs.

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  1. I struggle with in between. Achievement and upward mobility is baked into the millennial DNA. I’m never satisfied and often grow bored super fast of things that I once desired. Sometimes I neglect the present because I’m focused on the future or locked into the past.
    However, I still set a schedule. My in-between habits will inform my “arrival” maintenance. We will always push for more, but in the pushing, take time to ground by reading, writing, loving and spending time with yourself, your family and friends. Set goals to have dates with your partner. Make a habit of calling your mom 2-5 times per week. And also, in the wait, do what waiters do; serve. Find an organization, a mentee, a church outreach project, something to keep you occupied and focusing externally instead of internally. Happy in between!

  2. At 75, I do struggle with in between. I’ve been retired since 2015. I work three days a week. Tuesdays, Wednesdays and Thursdays. Like many seniors who have retired, I work to supplement my income. I’m starting to feel I need to do more. I volunteer with those who are underserved in our community as well as serve on a health clinic board. I’m a creative, I paint, write and enjoy creating centerpieces. It is a form of art, expression and stress relief for me. I’m not complaining, however, with all that said, I still feel there is something missing. Sometimes on the way to work, I question why? I’m retired, there are more years behind me instead of in head of me. So thank you for this article, it gave me something to think about as I move forward.

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